Silvro: Finance Manager

Welcome to Silvro

Net worth dashboard - your complete financial picture at a glance

Accounts - savings, investments, pensions and debt in one place

Budget - track income and spending by category

Tools - mortgage calculator, ETF tracker and more

Your data, your device

Stored locally - 100% of your data stays on this device

No accounts needed - no sign-up, no servers, no cloud sync

Works offline - full access with no internet connection

Back up regularly - export an encrypted JSON file to keep data recoverable

PRIMARY REGION

BASE CURRENCY

Multiple Countries

Track accounts across more than one country

ADDITIONAL REGIONS

All values are shown in your base currency - no automatic conversion between currencies is applied.

Load sample data

Pre-fill with example accounts and figures

Edit fund allocations

ADD INVESTMENT

TYPE

NAME

TICKER

TER

EXCHANGE

BADGE

BUY PRICE

QTY

ALLOC

Milestone

LABEL TARGET AMOUNT (£) TRACKS EST. COMPLETION - optional (e.g. Jun 2027)

Add Budget Item

NAME MONTHLY AMOUNT (£)

Net Worth Calculation

Interest Rate

ADD TIER

FROM £

TO £ (blank = no limit)

RATE %

SIMPLE RATE

RATE EXPIRY

VALID UNTIL

DROPS TO

Add Note

TYPE TITLE REMINDER DATE

TICKER

TARGET PRICE (£/$)

SENTIMENT

What's New

Version 1.0.10

Finance check-in reminder - set a reminder interval in Settings - Data to be nudged when it's time to update your balances and back up your data.
Settings search - on mobile, search your settings directly from the top of the settings screen.
Pin notes - pin any note to keep it at the top of your notes list.
New account types - Mutual Fund, Bonds, and Superannuation added to the investing and retirement type lists.

Finance Check-in Reminder

Add Calculator

NAME TYPE

⚙ Settings

Display

Appearance

Theme

Choose light, dark, or follow your device setting

Show Section Totals

Display subtotals at the bottom of each section

Collapse Tables by Default

Each category tab starts collapsed when first opened

Mobile Navigation

Select which tabs appear in the middle slots. Overview and More are always shown.

Behaviour

Include Cash in Investing Total

Adds uninvested cash (set in Investing tab) to investment totals and charts

Hide Debt

Removes the Debt tab entirely · hides debt section from Overview

Sort Completed Items to Bottom

In checklist notes, completed items automatically move to the bottom of the list

Disable Name / Notes Editing

Prevents clicking account name or notes to edit - use the Edit Account modal

Round Numbers

Show whole numbers only - rounds £1,234.56 to £1,235

Net Worth Calculation

Standard: savings, investments, pensions - Full: all minus debt - Liquid: savings and investments only

Privacy & Region

Privacy

Blur Sensitive Details

Hides balances and figures - hover over any value to reveal

Inactivity Blur

Blur sensitive values after a period of no mouse or keyboard activity

Regional Preferences

Primary Region

Sets default tax wrappers and allowance limits

Currency Symbol

Shown on all monetary figures. No automatic currency conversion.

Data

Backup

Import / Export Encrypted Backup

Password-protected .fin file · import replaces all data

Import / Export Legacy Backup

Unencrypted .json - for data portability or migration only

Reminders

Monthly finance check-in

Remind you to update balances and back up your data

Monthly Bulk Balance Update

Select accounts to appear in the monthly update prompt. The wizard appears once per month when you open the dashboard.

Monthly Bulk Update

Run the monthly balance update wizard immediately

Danger Zone

Clear All Data

Wipe all accounts, history, budget and notes for the active dashboard

Full Reset

Wipe entire profile · reset all settings · restart onboarding

About

Contact

Questions or feedback?

support@silvro.app

FAQ

About

Version: 1.0.10

Storage used: —

Storage

All data is stored locally in your browser's localStorage. Nothing is sent to any server.

Rate Silvro

Enjoying Silvro? Leave a review on Google Play.

Legal

Edit Account

Select an account type in Account settings to enter a balance.

AMOUNT YOU PAID IN

Contributions only - not interest or growth

NEW BALANCE

Total account value on this date

RECENT HISTORY

ACCOUNT NAME

ACCOUNT TYPE

STATUS

JOINT ACCOUNT

NOTES

SIMPLE RATE

PLATFORM FEE

RATE EXPIRY

VALID UNTIL

DROPS TO

ADD TIER

FROM £

TO £

RATE %

RATE TIERS

Emergency Fund

Counts this account toward your emergency fund target

CONTRIBUTION MODE

Full account balance counts toward EF

Link Joint Account

Step 1 of 3

Select person & account

Set Backup Password

⚠ We do not store your password or encryption key. If you lose your password, encrypted backups cannot be recovered.

Minimum 12 characters. Any combination of letters, numbers, and symbols.

Dashboard Manager

Control which widgets appear on your Overview page.

Allowance Tracker

Show the tax allowance tracker widget on Overview

Emergency Fund

Progress toward a 6-month emergency fund target

Debt Tracker

Total debt summary and recent changes on Overview

Milestones

Show the milestones section on Overview

Allowance Tracker Rows

Choose which allowance rows appear in the tracker. The account type determines which tracker it belongs to.

Tax Year

Navigate between tax years. Moving to the next year saves the current year's totals to history.

Create and manage dashboards - each dashboard holds a separate set of accounts, budgets, and notes. Use multiple dashboards for joint finances or separate financial profiles.

Dashboard Name

Load Sample Data

Pre-fill with example accounts and figures

Monthly Balance Update

Press Enter to advance to the next field.

ENTRY DATE applies to all

CONTRIBUTION NEW BALANCE

Effective: July 2026

Data Storage

All financial data you enter is stored exclusively on your device using your browser's localStorage. No data is ever transmitted to any server, cloud service, or third party.

What Is Stored

The app stores account balances, budget items, notes, settings, and milestones that you enter. This data never leaves your device and is not accessible to the developer or any third party.

Backups

When you use the export feature, your data is encrypted on your device before being saved as a file. The encrypted file is not sent to any server. Only you hold the decryption password.

Analytics & Tracking

This app contains no analytics, no tracking code, no advertising, and no cookies. There are no third-party scripts except Google Fonts, used only for typography.

Your Rights

Because no data is collected or stored outside your device, there is nothing to request, export, or delete from our end. To remove all app data, clear your browser's localStorage for this site.

Contact

Questions about this policy? support@silvro.app

FAQs

Data & Storage

Where is my data stored?
All data is stored locally on your device using your browser's localStorage. Nothing is sent to any server, cloud, or third party.

What happens if I clear my browser data?
Your Silvro data will be erased. Always export a backup file and store it somewhere safe outside the browser.

Will my data sync across devices?
No. Data lives only on the device you use. To move to another device, export a backup on your current device and import it on the new one.

Exporting & Importing

How do I export my data?
Go to Settings > Data and use "Export Encrypted Backup" to save a password-protected .fin file, or "Export Legacy Backup" for a plain .json file.

What if I forget my backup password?
Silvro does not store your password or encryption key. If it is lost, the encrypted backup cannot be recovered. Keep your password somewhere safe.

Can I import data from another device?
Yes. Use "Import Encrypted Backup" in Settings > Data and select the .fin file. Import replaces all current data on this device.

Technology

Does Silvro use any plugins or frameworks?
No. Silvro is built entirely with vanilla JavaScript and CSS. There are no external dependencies, no npm packages, and no build step.

Can I use Silvro offline?
Yes. Silvro works fully offline after the first load. It is a Progressive Web App (PWA) and can be installed from your browser's address bar or "Add to Home Screen" option.

Manual Entry & Privacy

Why does Silvro use manual entry instead of bank syncing?
Silvro is designed around privacy and user control. Your financial data never needs to be shared with banks, cloud services, or third-party APIs. Nothing syncs automatically, and all data stays on your device unless you choose to export it yourself. This gives you complete control over what data exists, where it is stored, and what gets moved between devices.

Other

Can multiple people share one Silvro?
Each browser profile is its own independent instance. Use Dashboard Manager to create separate dashboards for different people on the same device.

Where can I send feedback?
support@silvro.app